Purchasing a Home - It's Simple

Purchasing a home:
Rates starting from 1.89%

Purchasing your First home can seem difficult.
Let us simplify it for you.

Understanding how much you can actually borrow can be a confusing concept to find an answer for. Financial institutions have different rules which determine the amount of money they’ll lend you.

We’re here to help you understand their different approaches and can therefore help you access the amount you need and will be able to comfortably service.

In this guide, we very simply break down the buying and borrowing process, terms you might not be familiar with, your borrowing capacity and loan documentation, current government assistance available to first home buyers and provide more of our #simpletips.

Why It's Simple Finance?

We keep things seriously simple

Lenders can make it far more challenging than it needs to be. We work hard to keep things easy and straightforward.

Fast, mobile and digital

We know you want to spend less time arranging your finances and more time enjoying life. That’s why we provide complete flexibility in how and when you deal with us, as little or as much as you like and via Zoom or a visit to your home.

We work for you

We work with over 45 lenders to find you a solution tailored to your specific needs.

Get in touch

Further Resources

We’re pleased to provide you with #simpletips on all things mortgages and obtaining finance. Read more about related topics in the blog posts below and let us know if there’s a topic you’d like to know more about

Want to know how much your neighbours paid for their first homes?

First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home.

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RBA trims cash rate to new record low 0.10%

If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%.

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Housing affordability best it's been in a decade: report

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021.

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The First Home Loan Deposit Scheme is back; bigger and better!

The First Home Loan Deposit Scheme is back; bigger, better and more buyer-friendly than before. If you’re a first home buyer who missed out on the first two rounds, then here’s how to make it a case of third time’s a charm!

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Is now a good time to buy property? Two-thirds of investors say ‘yes’

The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.

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House prices tipped to surge 15%, RBA hints at cash rate cut

Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation’s top economists.

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